Key Points
The funds are based on your estimated retirement date, and typically choose a mix of investments to match your time horizon. If you're choosing among the retirement funds on your 401 menu, you may have noticed something called a target-date fund on the list.
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Source: BusinessInsider - 🏆 729. / 51 Read more »
Bernstein warns that retirees' returns from 401(k) plans could be on borrowed time. Here's how that could make inequality worse and alter the entire investing business.Bernstein analyst Inigo Fraser-Jenkins says 401(k) plans are decreasingly meeting retirees' needs, and says pension managers need to change. I see we are now entertaining scenarios for what happens when the economy goes bust after the bubble & how it's, once again, going to come out of the tax payers who are already struggling. But incremental status quo is good enough to beat, right? 🤔
Source: BusinessInsider - 🏆 729. / 51 Read more »
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