'The Ramsey Show' co-host George Kamel discusses the drop in retail sales and consumer spending, and reacts to Marie Osmond not granting her children an inheritance.
Now, signs of a looming debt crisis among U.S. consumers are beginning to flash, and it is a triple whammy: credit card balances are at anA shopper pays for produce with a credit card at a farmers market in San Francisco, California, US, on Thursday, June 2, 2022. More Americans are carrying credit card debt now than a year ago.that began last summer as struggling consumers increasingly scrambled to stay afloat. But the dam is starting to crack, and the defaults have already begun to roll in.
The Federal Reserve Bank of New York recently reported a 15% year-over-year increase in total credit card balances for the third quarter of 2022, which amounts to the largest surge in more than 20 years.
Source: Loan Digest (loandigest.net)
Most older ppl know how to sacrifice in hard times instead of charging more & more. Visit food banks, get assistance with utility bills, there's public help out there for everyone. Apply for it. If you meet the credentials you need it, if not, trim the fat.
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