Car theft has risen dramatically in the U.S. during the pandemic — in 2020, it was up almost 10% from the prior year — reversing a two-year decline, according to an analysis of federal crime data by the National Insurance Crime Bureau, an industry organization that focuses on insurance fraud.
Does car insurance cover a stolen car? For coverage in case your car is stolen , you’ll need to buy comprehensive insurance. Will my insurance cover stolen parts? Besides paying out if your car is stolen, comprehensive insurance provides coverage if a car part, like keys or a catalytic converter, is taken during a theft. If your car is recovered, or if only a part is stolen, comprehensive insurance will pay for the damage and the item.
How to save on comprehensive coverage Although comprehensive insurance is relatively affordable, if you have a car loan or lease, you may need to buy collision coverage, which could increase the costs. Some insurers won’t sell collision coverage without comprehensive or vice versa, but many will.But Houldin cautions consumers to look beyond price. “You want to make sure you understand the contract and the coverages, and you want to be insured with a reputable company.
Consider installing motion-sensor security lights where you park at night. These lights may scare off thieves.
I’ll give you the short answer so you don’t have to read the article . Avoid democrat run cities and back the blue !
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