California eviction moratorium is ‘a real nightmare’ for renters to understand — here’s what you need to know

After California passed a last-minute bill to suspend evictions just before this month’s rent checks came due, the federal government announced a moratorium on evictions just a day later, leaving tenants and landlords in the Golden State wondering how to make sense of it all.

Basic steps California renters must take to avoid eviction include paying at least a quarter of five months’ rent — September through January — by Jan. 31, and communicating with their landlord, including responding to any notices of non-payment by officially stating on a form that they face hardship during the COVID-19 pandemic. Advocates and others, including the state, know that further advice must be geared to individuals, and say they are ready to help people navigate the new rules.

California residents likely face a different journey through the rules than renters and landlords in other states because the CDC’s order explicitly says it does not apply in places where protections are the same or greater. Newsom said Wednesday that California’s moratorium — which stretches one month past the federal ban — clearly supersedes the new federal eviction ban: “Our protections are not impacted by those federal rules and regulations,” the governor said in a news conference.

“The most important thing for California renters to know is that if they get a notice from their landlord to pay or get out and they have been unable to pay because of COVID-19 economic impacts, they should sign and return the ‘Declaration of COVID-19-related financial distress’ immediately,” said Sam Tepperman-Gelfant, managing attorney for San Francisco-based Public Advocates, referencing a declaration landlords are legally required to provide tenants when serving what is referred to as a...

“Our members who are developers are working closely with our housing agency about how to reconfigure the reserves we’re required to have while supporting our tenants,” Fernando Martí, co-director of the San Francisco-based Council of Community Housing Organizations, said in an interview. “The way we approach it is we have to figure out how to keep buildings going and keep tenants in place.”

No eviction? Does suspending mortgage payments also apply? Many people collect rent to pay mortgage they hold ...

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