Scammers may claim that to take advantage of the program, you need to complete a form or pay a fee. In reality, you may not need to do this, so check your facts before giving anyone your information.Understanding the ins and outs of your student loan - what kind of interest you owe, when you need to start paying , and for how long you’ll be expected to make payments -- will protect you from these scams.
Whether you are contacted by phone, email, or text message, be wary of anyone who contacts you out of the blue. Government agencies, as well as most higher education facilities, will contact you by mail initially. If you aren’t sure if a message is legitimate, do some research to verify the person’s claims. Ask to contact them later. Then, investigate by looking up information on the official website or calling your school’s bursar’s office.
If you are considering a job with a company you aren’t familiar with, do some research before you complete an application or agree to an interview. Make sure the company has legitimate contact information and that the position is posted on their corporate website. Scammers often steal the names of real companies for their phony job postings.
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