Banks Are Making It Easier to Get Credit Cards

Lenders are again welcoming borrowers with less-than-pristine credit, a vote of confidence in the health of the U.S. economy and Americans’ finances.

An estimated 29.2 million general-purpose credit cards were issued to people with credit scores of 660 and below last year, according to projections from credit-reporting firm TransUnion , up from 20.4 million in 2020 and 26.3 million in 2019. That is generally the threshold where lenders view consumers as having fair, rather than good, credit.

Source: Loan Digest (loandigest.net)

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What could go wrong

At start, people didn't get paid to stay home. For others, working remotely wasn't tested.

The last time banks made it easier to get things of this nature, the housing market crashed.

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