6 facts that show the dire state of America's middle class

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They're behind on homeownership and retirement savings, partly because they have debt to pay off

Urban residents may also be more inclined to feel they're not part of the middle class because many don't own a home — nearly half are renters, compared to a little more than a quarter of suburban residents, according to the survey.Mike Coppola / Getty, around 36% who said they grew up affluent think they're still affluent today.

has more non-mortgage debt than upper classes. About 62% of the middle class has credit-card debt, compared with roughly half of the affluent. The middle class also has more student-loan debt — nearly half have student loans, compared with 39% of the affluent. Of those that have taken out student loans, more of the middle class than the affluent are still working on paying them off.

 

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