Around 60% of US workers have access to group life insurance as a benefit at work. Group life insurance is usually offered at no cost to employees and doesn't require a medical exam, so it's worth enrolling. However, there are a few limitations: Your policy is not customizable or portable, and it doesn't offer the benefits of a permanent policy. Depending on your financial situation, it may be a good idea to buy an individual policy to enhance your coverage.
Around 60% of US workers have access to group life insurance as a benefit at work. Group life insurance is usually offered at no cost to employees and doesn't require a medical exam, so it's worth enrolling. However, there are a few limitations: Your policy is not customizable or portable, and it doesn't offer the benefits of a permanent policy. Depending on your financial situation, it may be a good idea to buy an individual policy to enhance your coverage.
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