Now that Christmas is over, it’s time to make resolutions for the New Year. WalletHubThe personal finance website also shared how people can keep the resolutions, which focus on budgeting, saving and being smart about your credit cards.
WalletHub reported that this strategy is helpful for budgeting and knowing what you can actually afford. To follow this resolution, WalletHub recommends setting up two automatic monthly payments to your credit card: one for the day after payday and the second for a few days before your monthly due date.3. Add one month’s pay to your emergency fund
WalletHub recommended that people should use different credit cards for different financial needs, such as "using a rewards credit card for everyday purchases and a 0% APR card for balances you’ll carry from month to month."
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