We got £12k in FREE cash to put towards our deposit for £295k first home

One of the bedrooms has an ensuite, and there’s also a main bathroom too.We’ve got a garden too - half of it is patio-ed and the other half is grassy.

The scheme means you can get an equity loan of up to 20% - or 40% in London - off the value of your property.Using the scheme also helped to get us more mortgage options from lenders.Our house nearly slipped away because we were short on the deposit. After explaining that we were £12,000 short for the deposit needed to secure the house, the developer offered us the shortfall in cash we needed, saying it was a gesture of goodwill.

He worked at a GP surgery doing admin work and had a job at Waitrose too - he would be working six days a week which really helped put cash into our savings pot. Cutting down on meals out and takeaways also helped. We would treat ourselves once a month putting us back £30 - some people go out every week, which meant we were saving a lot of cash compared to a lot of others our age.Ever since I got my first job, I would log how much money I would be getting in per month, and how much money I needed to spend on bills and rent.

I'll tell you how, they asked 12,000 people for a quid

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