Martin Lewis warns holidaymakers about booking mistake

Martin Lewis has issued a warning to holidaymakers which makes his 'heart sink'. It comes as January sees a surge in people booking holidays.

Some people leave it until after they have made holiday bookings and reservations. He wrote in a recent newsletter: "Each spring without fail, someone asks me a heartbreaking question."Usually they've been diagnosed with cancer or another serious condition that needs long-term treatment, and they won't be able to go on their summer holiday. Yet the airline won't refund them – within its rights as the ticket is not faulty.

"My heart sinks as I have to tell them there's no recourse. Half the point of the cover is to protect you if things happen that stop you going, so get it ASAB – As Soon As you Book." There are two main benefits of travel insurance - cancellation and medical emergency cover. However, you can find policies that also cover you for lost or damaged luggage, gadgets and a whole array of other options.

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