“Start by working out how much you can realistically spend without going into debt and stick to that. When you have a budget, write down who you plan to buy for," she said.
“Go through every bill and call your supplier to check you are on the cheapest tariff. It does take time, but it could save you hundreds of pounds." “I always set a budget. We work out in December, after Christmas, what we can afford and plan from there," she said. Laura advised: “Set up Google Alerts for those items which tells you straight away when there is a price drop.
We buy all our wrapping paper at the end of December in the sales and can normally buy a tin of chocolates for half price ready for next yearThe second list is for accessories and food items - wrapping paper, sellotape, chocolates for the Christmas tree and food for Christmas day. “We use Notes on our phone that connects to both of us, so that if one of us sees something, we grab it then tick it off the list and we both know. Saves buying double by accident!If you want to save up to £500 in time for Christmas, you should start buying food and presents as early as you can, says savvy money saver Laura.
“The only thing we buy the week before is the fresh vegetables, if they are needed. Being prepared not only takes the stress away but also saves you money.”
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