Fully comprehensive gives you the highest level of protection. It covers damage to your own car as well as others, and protects you in the event of fire damage or theft.
The reason for this is that drivers with third-party cover only are more likely to be younger or high-risk drivers. What level of cover you need will ultimately depend on your circumstances, of course, but there's little point paying MORE for a policy that gives you LESS cover.New rules came in banning providers from saving their best deals for new customers, so you can't save as much as you used to by shopping around.
Check cashback sites for deals too, as you might be able to get some of your money back on the purchase.
Source: Insurance Report (insurancereport.net)
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