It’s one of the biggest injustices of the mortgage market; unless you’re coupled up, an investment banker or a trust fund kid, the reality is: buying a flat is going to be hard. There’s a very real and understandable pain in watching friends in relationships zip past you in the fast lane to home-ownership. I can only imagine how difficult this must be following a break-up, but I think you’re in a better place than you feel.
One obvious but easier-said-than-done option is to boost your income to boost your borrowing and deposit. Your promotion will come in handy here, but other options might be starting a side-hustle or the less desirable move of switching jobs. Although of course, public-sector security is not to be sniffed at.
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