’s been on your mind a lot recently, you’re not alone. The cost of living crisis has made us all more aware of our spending – whether that’s on bills, food or non-essential items – and many of us are looking for ways to make our money work harder.
She explained: “So, we took our [budgeted] spending money for the month, put it into the app – we use Monzo, but there are loads out there – and then split that money into different budgets and spend from those pots. And then when I go into Sainsbury’s it’s like, ‘Oh, that money comes out of the food budget.’ And it just lets you track it as you go in real-time. I know it’s quite detailed, but it really works for us.
“And it just helps to keep me in check – by actually being reminded of what I’m spending on a daily basis – and you get a weekly balance text, too.”Last but by no means least, Flavius shared her number one money tip. And in contrast to the previous experts, Flavius focused her advice on financial wellbeing and how we can all become more comfortable and relaxed around money.
“I think sometimes we can think about our needs last, but money is one of those things we need to think about – and not just in terms of getting in the money, but also so you can take care of yourself properly, so you can have conversations with partners and your employer. It’s part of self-care.”Flavius continued: “So for me, having a pension and having savings is all part of self-care.
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