A beginner’s guide to investing in stocks and shares

Speak to a Financial Conduct Authority registered financial adviser before taking financial advice, and think carefully before making any decision.Stocks are shares in companies that you can buy on the stock market.Bonds are fixed income products - essentially loans - that recipients will have to pay you back for with interest.The stock exchange is made up of public companies, which means anyone can buy a portion of the company.

You will receive income if you purchase shares in a company and the company grows . Or your income will come from making a profit by selling the assets that you have bought because they have increased in value. This doesn’t mean that the risks are always high, especially if you make informed decisions. You can use a financial advisor to do this, speaking to your bank and also using all of the free resources available on the internet, like blogs and journals about investing.

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