10 things you need to know about maternity pay

We’ve donned our best Zara combat trousers to fight our way through the jungle of information out there – just so you don’t have to. And here are the need-to-know facts…’ can cope with. And it’s most definitely not researching the ins and outs of statutory maternity pay . Yes, it’s dull, but alsoimportant information, so we’ve done the research and simplified it as much as possible for you.

And, sorry to say, you’ll have pay-as-you-earn tax and National Insurance deducted from your SMP as it counts as earnings. • Have worked for your employer continuously for at least 26 weeks up to the 15 weeks before the expected week of birth. This is known as the Qualifying Week .• Give the correct notice period. Most people let their employers know this at the same time they announce their pregnancy, but the SMP notice period is a minimum of 28 days prior to when you want it to start.

But if your earnings happen to be lower than usual during the SMP calculation period, unfortunately, the rules are very strict and your employer can’t do anything to change this.5. SMP starts when you take your maternity leaveBut if your bub is born early before then, you’ll still get your SMP dated from the day after the birth.

Also, check the fine print to see if they state you have to repay anything if you don’t go back to work.This is a common worry. Some employers – especially small businesses – can struggle to find the fund to pay. If this is the case, then your boss needs to apply to the HMRC Accounts Office for advance funding.Then you can approach the HMRC Statutory Payments Disputes yourself to claim your SMP – phone: 0191 225 5221.10.

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