Move over, Citibank, because the new best cashback card on the market is UOB's Absolute Cashback card. This card takes all the good things about Citi's Cash Back+ card, such as the $0 minimum spend, and edges out the competition by adding a 0.1 percentage point to its rebates — at 1.7 per cent.
Unlimited cashback cards like Citi Cash Back+ give you a flat cashback rate on everything with no cap. With no minimum spending or cashback cap, there's virtually nothing that would disqualify you from the 1.6 per cent cashback. This makes them ideal for big-ticket spending like wedding dinners or home renovations, which would bust the cashback cap on most other cards.
The card also offers three per cent cashback on up to $5,000 worth of spending in your first six months of use. Not as generous as the Citi Cash Back+ sign up bonuses, but this one does last longer. However, in order to get a bonus cashback of 6.67 per cent at partners like Grab, Cold Storage, Shopee and SimplyGo, you need to hit a $2,000 monthly spend. If you only spend $500 or $1,000 a month, your bonus cashback is only five per cent.
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