has finally introduced its digital personal loan product called GoPinjam. Eligible users can apply for a personal loan of up to RM10,000 with flexible instalments from 1 week to 12 months.e-Zi Tunai product
. It offers fixed interest rates ranging from 8% to 36% per annum depending on the loan tenure. You can find GoPinjam on the home screen of the TNG eWallet app and you can try it out by entering your monthly income amount and following the rest of the instructions. The personal loan product is open to Malaysian TNG eWallet users aged 21 to 63 years old with a minimum monthly gross income of RM800.
If your income is high enough, you would be eligible to apply up to RM10,000. For this amount, you can choose your preferred loan duration between 7 to 12 months. With a 12 month duration, the monthly repayment costs RM900/month which calculates to 8% p.a. Meanwhile, a shorter 7 months duration calculates to RM1,562/month.
GoPinjam also provides a shorter loan duration as little as 1 week if you apply for a smaller amount like RM1000. For that amount, it will cost you a one-off RM1,006.90 repayment for a week or RM1,030 for a month. The minimum loan amount allowed is RM100 and you can pay a week later with a one-off RM100.69 or stretch the repayment to 6 months at RM19/month.
Source: Loan Digest (loandigest.net)
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