Teacher nearly faced legal action over 1 sen PTPTN balance that skyrocketed to RM515

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A teacher was about to be taken to court over an outstanding debt of RM515 that originated from a RM0.01 balance in her PTPTN account from 2015.

The adage “every penny counts” was taken to a new extreme, when a school teacher named Fateema Dzulkifli received a warning letter threatening legal action from the National Higher Education Fund Corporation , due to an alleged unpaid debt of RM515 that stemmed from a balance of RM0.01 in her account.that she had already paid off the debt in full, via her Employees Provident Account account back in 2015.

After several attempts, she finally received a response from PTPTN, which clarified that the initial balance snowballed over time due to interest, overdue fees and other costs. On top of that, she was told that the RM0.01 was mistakenly deposited into her account for Takaful services one month after she finished paying off her loan.

As she was not responsible, Fateema lodged an appeal with PTPTN and even shared her final statement with them. She eventually received a debt completion letter and the possible lawsuit was dropped. She urged everyone with PTPTN loans to hold on to their important documents and to be aware of their balances. She added that such debts can affect your financial status in the Central Credit Reference Information System .

 

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PTPTPU.

2019 mak aku dah bayar lamsam ptptn 8k tiber 2021 dapat call ptptn kata aku ada hutang dengan dia. rupanya bunga masih jalan kau rasa ? apa pukimak ptptn ni! dah bayar lamsam tiber bunga masih jalan ? makan duit haram jela kau kan gituuu tapi aku dah settle bunga malas fikir

phaarsaa Dah macam AhLong gayanyaa

riba

ini yg kena viral, yg tk kne viral?

Riba teruk sangat naik LOL

KerajaanBabi

Saman balik ptptn, tak bertanggungjawab langsung

Yang kerja PTPTN gaji dia kerja halal tak sbb ini nampak Riba sangat tak? drzul_albakri

berapa interest tu? dari 0.01 sen boleh jadi $515 dalam masa 6 tahun? 🤬

PTPTIPU in action

News mentioned that... She eventually received a debt completion letter and the possible lawsuit was dropped. Good for her. But here's another reason why usury is should be prohibited.

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