However, they need cash to live on in their retirement years, as well as to finance their healthcare. Commitments can be fulfilled if there is financial planning.
The best way is by saving 10 per cent of your monthly income for retirement. Sometimes, people do not save their money, but spend it on luxurious items and lifestyle.Retirement planning ensures people can save enough to live the lifestyle they want when they retire. Those with a low income need more financial planning than others.
To prepare a retirement plan, one must have a financial plan prepared by a professional or downloaded from apps. Next, don’t cash out on all investments once you’ve retired. This will ensure that your retirement assets continue to grow optimally.But there is a lack of knowledge among employees about health, lifestyle and new professions.Create a retirement plan that enables retirees to identify income and expenses.ALYA ATRISYIA AZIZI KHAIRUL
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