Ekosistem kewangan beri harapan palsu pada peminjam

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PETALING JAYA: Ekosistem kewangan sedia ada mencipta insentif palsu kepada isi rumah untuk terjerumus dalam keberhutangan yang lebih serius, kata Khazanah Research Institute (KRI).

PETALING JAYA: Ekosistem kewangan sedia ada mencipta insentif palsu kepada isi rumah untuk terjerumus dalam keberhutangan yang lebih serius, kata Khazanah Research Institute .

“Pertumbuhan sektor kewangan telah memberi manfaat secara tidak seimbang kepada mereka yang memiliki aset dan kemahiran serta memperlebar jurang pendapatan antara segmen populasi yang berbeza. “Sebagai contoh, antara 2012 dan 2014, median harga rumah meningkat pada purata kadar pertumbuhan tahunan sebanyak 23 peratus daripada RM170,000 kepada RM270,000.

KRI berkata, ini bermakna terdapat juga ketidakpadanan yang besar antara pasaran buruh dan perumahan, iaitu pekerjaan dicipta tetapi rumah tidak mampu dimiliki sepenuhnya.

 

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