Credit scores are a major indicator of one’s financial health, but not many know their significance, or what they mean.
Take note that this free offer is only applicable for new users. If you already have an existing account, you can purchase a MyCTOS Score Report for about RM25. Over the past year, CTOS reports that the number of consumers accessing their CTOS credit report increased by 52%, while more than half of them had checked their credit due to financial constraints resulting from the COVID-19 pandemic.
The information outlined in a CTOS report is typically used by financial institutions and other lenders to evaluate if an applicant qualifies for a credit card or loan. Landlords and employers may even look to credit reports as well.
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