prevailing, prudent financial management is essential for individuals and households.
However, most savings accounts only offer typically 0.05% to 0.25% interest rate per annum, and it differs from bank to bank. Tip: Actively look out for fixed deposit promotions which may offer higher rates for a limited time only. 3. Diversify through investments Investments come with varying risk profiles, from conservative to moderate to aggressive. Based on your appetite for risk, you can try out different types of investments.
At the end of the day, the idea is: Diversifying into investments with higher returns than your standard fixed deposit rates will help you hedge against yearly inflation.
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