Always stick to a budget – people tend to forget that their entire income is not for spending on fun things alone.
But the harsh truth is, saving money is not easy. Life comes with numerous challenges, financial and otherwise.It is very important to have a budget. People tend to forget that their entire income is not available for spending — rent must be paid, obligations must be met. These include a down payment or a mortgage to buy a house because everyone needs a roof over their heads.
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