How I Spend My Money: A 35-year-old manager from Dublin earning €55,000 living and working in Sweden

WELCOME TO HOW I Spend My Money, a series on TheJournal.ie running weekly and looking at what people in Ireland really do with their cash.

I am a 35-year-old man from Dublin and I have been living in Gothenburg on the west coast of Sweden for the past six years. Myself and my Swedish girlfriend have a four-year-old son. We both work full-time and own a three-bed apartment close to the city centre. Between funds, private pension and savings accounts I try to save between €700 and €1,000 a month.

At the moment we don’t have plans to move back to Dublin, but this could change over the coming years.Monthly pay : €3,300 8.30am: I drop my son to preschool and I’m in work by 8.45am. Normally, whoever does the drop off, the other person picks up. He’s normally there from 8am to 4pm during the week, although some mornings we stay home and have breakfast together and I’ll work a little later in the evening to make up the time.

7.15am: I get to work and forage for some cereal that is left over from last week’s monthly company breakfast. Today is payday – we were away for a couple of weeks in early February and we went a bit over budget, so it’s very welcome this month. Salaries are paid monthly in Sweden on the 25th , and some months it can be a long stretch waiting for the end of the month!4pm: I pick up the golden child and we head home and play for a bit.

4.30pm: My girlfriend and I both had late meetings today so I pick up the young lad a bit later today. 12pm: I was planning to run during lunch, but I decide to skip it. I could blame the ice and snow, the arctic wind, but the reality is that I’m feeling a bit lazy. I slightly miscalculated the portions for dinner the previous evening so there was only enough for one lunch. Being the gentlemen I am, I offer it to my girlfriend .

After work drinks usually require weeks of planning. We actually keep it well behaved for a change and I’m home at 7.30pm having spent €29.25. As is usually the case, I fall asleep in the bed beside my son after reading to him and I’m woken up by my girlfriend at around 8.30pm. 5.45pm: Naturally, we use the sweets as a bargaining tool to make him eat his dinner. We don’t have to try too hard as he has pancakes this evening. After dinner he watches a bit of TV and we then get him ready for bed around 7.30pm.

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