Along with changes to new fixed rates at both AIB and its affiliate Haven, variable rates at AIB are also increasing for the first time since the era of cheap money ended in July of last year, making it the only Irish retail bank to do this to date.From tomorrow, fixed rates on new mortgages being taken out for the first time or switched to both AIB and Haven will go up by varying amounts dependent on the term and loan-to-value ratio.
The changes mean that the monthly repayment on a new €100,000 AIB five-year green fixed rate mortgage with a loan-to-value of 50-80% over a 25-year term will rise by €31.91 to €513.65. The bank said this change will take effect from 22 February 2023. It said customers do not need to take any action right now.
Source: Loan Digest (loandigest.net)
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