Chemonics International: Talino, Chemonics invest in startup Higala, the Philippines' pioneering inclusive instant payment system

leading sustainable development ?rm, have launched and seed-funded Higala, the pioneer startup Inclusive Instant Payment System in the Philippines.

"Higala will help modernize our country's digital ?nancial infrastructures and enable the participation of ?nancial institutions through our network. Our goal is to make banking more inclusive, especially to the underserved segments of the population that have limited access to traditional banking services," Higala President and CEO Vice Catudio said.

Higala is also building a core instant payment technology that can accommodate ?nancial institutions of all sizes and turn banks into digital banks through white label app services."At Talino, we are committed to the sustainable execution of development that bene?ts all stakeholders, especially the unbanked," said Talino CEO Winston Damarillo.

Tangonan adds,"Adopting modern technologies such as arti?cial intelligence, machine learning, and compliance with global standards like ISO 20022 can help payment service providers offer new services, improve customer experience, and make digital transactions more safe and secure."

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