‘The most expensive day of my life’: What a project officer on $79,000 spends in a week

, where we ask real people how they spend and save their money during a seven-day period, tracking every last dollar. Anyone can write a Money Diary. Want to see yours here?

Today, we meet a 32-year-old project officer who pays a 50% deposit on her first home in Geelong, Victoria! The $87,500 deposit marks the most expensive day of her life so far.: Total: $285,000 in ETFs). My partner has approximately $170,000 in high-interest savings accounts. We are looking to buy a house, we are largely splitting expenses. However, once we buy a house we will merge all our money and pay for expenses from an offset account.: I live with my partner in Geelong, Victoria.

I don’t remember having many conversations about money. I certainly observed the way my family was with money . I’m naturally a frugal person and largely try to spend money with purpose and intention, and within my means. My brother and my dad gave me some guidance about investing in ETFs when I was in my 20s.At about 15, I got a hospitality job at one of the big stadiums. A friend was already working there. I think I got it to have a bit of extra spending money.Not really, we were middle class.

We went to public school, bought clothes from Best & Less and Kmart, and went on holidays to caravan parks. I certainly looked at other kids who went on overseas holidays and wore expensive clothes with jealousy. My parents have never really “treated” themselves, although they could afford to! I guess this has allowed them to gift my siblings and I money to buy a house.I have in the past, but I am in a very privileged position where I will probably never truly have to worry about money.

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