This phase of life can be a stressful transition financially. For many people, the prospect of not actively earning an income can feel uncomfortable after decades in the workforce.
So, what you want to do is be in the market long enough to be able to benefit from that long-term upward trend, and ride out all the short-term dips. What happens if someone gets sick, or ends up in a position where care is needed? Do you have specific expectations of how you’d like to spend your time or money during your retirement years? What happens to your assets if you pass away?As you do, you might realise you need to make some changes. Maybe your current house will be too big to manage in later years. Maybe you want to live closer to your adult children. Maybe you hope to travel the world indefinitely.
If you’re in your later life and aren’t where you want to be financially, don’t lose hope. In fact, the one thing that will be necessary for you to turn things around is the belief and conviction that you can.
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