When Ava Martina started busking her melodies were accompanied by clinking of coins. “Before the pandemic, I feel like cash was much more acceptable. Since the pandemic, a lot of places have switched," Martina said. "With busking, that was kind of the main source of income." To adapt to an increasingly cashless society, Martina adopted QR codes so people could donate digitally.
5 per cent increase between 2019 and 2022 in the number of in-person payments by credit and debit card that attracted a surcharge, according to a November report by the RBA. They typically added between 0.5 to 1.5 per cent to the cost of a purchase. Cash is also tangible and can aid in budgeting and financial literacy, Worthington said. "In the current cost of living crisis, people are getting a bit more wary about forever and not knowing really what they paid," he said.
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