However, more than half a million households still face a huge hike in lending payments when their fixed-rate mortgage deals come to an end over the coming months.
The broker also forecasts that the current best two-year deal for those with a 25 per cent deposit of 5.53 per cent will fall to 5.4 per cent in February, but admits this situation is “merely a crumb of comfort and the best of a worst scenario”.
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