Do you chill in your bathtub this way too?
Did you spot it?
AdWarum warten? Entdecken Sie jetzt Europas meistgekauften Crossover zum Leasingangebot mit 0 % Zinsen und 0 € Anzahlung.The Telegraph'My South African insurance claim turned into a car crash'Chris Cannon writes I reserved a rental car at Johannesburg airport in December through online broker Rentalcars. I took out its full protection insurance to cover collision damage and theft excesses for an additional £113.52. Unfortunately I was involved in an accident, having stopped in a queue of traffic and been hit from behind by a taxi van that shunted me into the car in front. The other vehicles sustained minor damage but mine was crushed. No one was injured. I filled in an accident report and obtained a police report. The damage excess of £1,395 was debited from my card by local agent Bidvest. On my return I made a claim for reimbursement under Rentalcars’ FPI policy. Two months on, I have received only automated responses saying I must wait for Bidvest to contact the third party’s insurer to determine who is at fault. There is no mention of this in the policy document. When I phoned Bidvest, it said it had no knowledge of being responsible for reimbursing me should a third party be at fault. Can you help? Gill Charlton, consumer correspondent, replies If you buy a separate excess reduction policy (as opposed to a zero-excess top-up on pick-up) you have to pay the local agent the excess in accordance with the rental agreement if the car is damaged. You then submit a claim to the insurer on your return, which is usually paid within 30 days. This is the way these policies normally work when sold through specialists such as insurance4carhire.com and icarhireinsurance.com. So why the hold up here? I asked Rentalcars, owned by Booking.com, to produce the policy wording. On page 12 of the FPI policy document, it says: “Where a third party has been involved in an incident, we require confirmation from the car rental company that liability for the incident has been determined (and any legal cases settled) before we can process your claim.” Ironically, Rentalcars would have paid the claim had Mr Cannon been responsible for the accident. If the taxi driver denies responsibility, it could be months before Mr Cannon is refunded for an accident that was not his fault. Rentalcars admits this could be the case and says all it can do is chase Bidvest to resolve the matter. I would suggest that Rentalcars finds a better underwriter. There are much better policies on the market that pay up quickly, whoever is at fault – and they are cheaper. Insurance4carhire’s annual worldwide excess policy, say, costs £59.99 for rentals of up to 60 days.
50 minutes agoUnpleasant Side Effects of the COVID Vaccine, Says CDCAs the three COVID-19 vaccines continue to roll out across the country, the biggest concern that many people have surrounds their potential side effects. In an effort to quell the fear currently circulating surrounding the vaccine—which experts maintain will help ensure herd immunity if the majority of people get it—the Centers for Disease Control and Prevention is now addressing the vaccine’s most common side effects. “COVID-19 vaccination will help protect you from getting COVID-19,” they write in their guidance. “You may have some side effects, which are normal signs that your body is building protection. These side effects may affect your ability to do daily activities, but they should go away in a few days.” Read on to see what they are—and to ensure your health and the health of others, don't miss these Sure Signs You've Already Had Coronavirus. 1 You Might Feel a Bit of Pain You might experience pain around the injection site. “If you have pain or discomfort, talk to your doctor about taking an over-the-counter medicine, such as ibuprofen or acetaminophen,” they explain. They also suggest applying a clean, cool, wet washcloth over the area. 2 You Might Have Swelling The CDC explains that you might also experience swelling on the arm where you get the shot. “Use or exercise your arm,” they encourage as a way to reduce any irritation. 3 You Might Have a Fever Fever is a relatively common side effect of any vaccination. To reduce discomfort from fever, the CDC recommends drinking “plenty of fluids” and dressing lightly. 4 You Might Have Chills Fever and chills go hand in hand, so it isn’t surprising that the cooling sensation is also a possible side effect. 5 You Might Feel Tiredness If you feel a bit fatigued after your vaccine, do not stress. It is a normal side effect, according to the CDC. 6 You Might Have a Headache Finally, a headache is another common side effect of the vaccine. 7 The Side Effects May Feel “Flu-Like” in Nature Per the CDC, “Side effects may feel like flu and even affect your ability to do daily activities, but they should go away in a few days,” they promise. 8 Severe Allergic Reactions Are Rare While there have been cases of severe allergic reactions as a result of the vaccine, they aren’t likely. “If you get a COVID-19 vaccine and you think you might be having a severe allergic reaction after leaving the vaccination site, seek immediate medical care by calling 911,” they encourage. 9 When to Call Your Doctor While “discomfort from fever or pain is normal” there are a few situations in which the CDC suggests contacting your doctor or healthcare provider:If the redness or tenderness where you got the shot increases after 24 hoursIf your side effects are worrying you or do not seem to be going away after a few days 10 Don’t Forget Your Booster “With most COVID-19 vaccines, you will need 2 shots in order for them to work,” the CDC reminds. “Get the second shot even if you have side effects after the first shot, unless a vaccination provider or your doctor tells you not to get a second shot.” RELATED: If You Feel This, You May Have Already Had COVID, Says Dr. Fauci 11 Protection Takes Time Immunity won’t happen overnight, and definitely not until after your second shot. “It takes time for your body to build protection after any vaccination,” they point out. “COVID-19 vaccines that require 2 shots may not protect you until a week or two after your second shot.” 12 How to Protect Yourself As for yourself, the CDC’s recommendation and help end this surge, no matter where you live—”cover your mouth and nose with a mask when around others, stay at least 6 feet away from others, avoid crowds, and wash your hands often,” they remind, and to protect your life and the lives of others, don't visit any of these 35 Places You're Most Likely to Catch COVID.
52 minutes agoHow food brought Italy to life on a Tuscan home stayThe juicy burst of tomato, the tart slosh of wine and the creamy tangle of pasta. Italy, above all, is an adventure for the mouth. Like a truss of grapes, she dangles between the Adriatic and Tyrrhenian seas and the ripest region of the bunch is undoubtedly Tuscany. But even this highly popular region has unexplored areas. “Most travellers know ‘Chianti-shire’, or northern Tuscany,” said Dario de Luca Gabrielli, owner of Poggio al Pero – an olive grove-fringed villa near Capalbio, just under two hours north of Rome. “Maremma, in the far south of Tuscany, is lesser known – it’s an area for writers and creatives.” On my first day wandering through Rome, each glimpse of home life had been cut short by a shutter being drawn. A new Local Living Tuscany tour by G Adventures aims to remedy that by arranging for small groups to live alongside different local families. Hosting us was bohemian film-producer Dario, his casting-director wife Fabiola and their daughter Giulia. We arrived in the cicada-humming heat of the late afternoon. Their shaggy dogs, Romeo and Thea, legged across the flagstones, weaving between our legs and licking our hands in welcome. Muslin curtains danced in the gentle breeze, a wasp dipped down to sip from the clear swimming pool, and waiting on the porch were hammocks and a magnum of something bubbly and rosé. Giulia popped the cork and decanted the pink fizz into flutes. “It’s from the local vineyard – let’s visit.” Riccardo Simonelli, the winemaker at La Vigna sul Mare, claimed to speak not a word of English – Giulia translated – but later, with a glass or two in him, the words started to flow. He got into viniculture “because my grandparents made wine”, he reminisced. “Age six, I’d come back from school and pick grapes. I had my first sip while I was still in the cradle and I had my first hangover at 12!” he declared, proudly. I watched him swirl the Syrah in his glass, sniff, eyes closed, and for a second he was gone – transported away. headtopics.comRead more: Yahoo Singapore »