One of the applicants must be a Singapore Citizen with the other either a Singapore Citizen/Permanent ResidentApplicant’s combined income must not exceed: S$14,000 for families or S$21,000 for extended familiesApplicants have not sold any property within the last 30 monthsApplicants have not received more than one CPF Housing GrantOnce you have decided on the SBF, you may head over to the HDB website and applyAs the process is through a ballot and not on a first-come, first-served basis, do...
Of course, you would have a higher chance of getting an SBF project with fewer applicants! There are several other ways to increase your chances as well: First Time Applicant, Applying as a couple/family, and under HDB priority schemes.If you’re planning to get an HDB loan, you would need to apply for an HDB Loan Eligibility letter. If you’re looking for a bank loan instead, you will need to ask for an Approval in Principle letter from the bank.
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