CPF Housing Grant Eligibility in Singapore: How Much BTO, Resale Flat and EC Buyers Can Get (2022)

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Everything you need to know about the grants and how you can qualify for them 💰

The Enhanced CPF Housing Grant basically replaced both the former Additional CPF Grant and Special CPF Housing Grant . With

EHG, first-time applicants buying as a family/couple can get up to $80,000 in grants, while singles can enjoy up to $40,000 . The EHG grant is applicable to 2-room Flexi flats on a 99-year lease in non-mature estates and 2-room Flexi flats on short leases. All resale flats under the Joint Single Scheme and up to 5-room under the Single Singapore Citizen Scheme are applicable as well.The household income for the past one year must be $9,000 or below. At least one applicant must be working for a year.

If you’re buying as a single or with a non-resident spouse, your income must not exceed $4,500 and you must be employed for the past year. If are buying a flat with other singles or a resale flat with your parents then your income must not exceed $9,000. Like families and couples buying with the EHG, the remaining lease must have at least 20 years left and must cover you until you’re 95 years old.

Also, note that your parents/children do not need to live in an HDB flat, so you’re still eligible for PHG even if they live in a private property.PHG will grant you $20,000 for living within 4km of your parents/children, and $30,000 if you’re staying with them

 

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