Best interest rate for your home loan – how a mortgage broker can help

Can your mortgage broker get you the best interest rate on the planet? Or will you use a mortgage banker to provide your residential financing? Maybe a non-bank financial institution like a credit cooperation could offer the best rates.

The ABSD rates for Singapore Citizens and Singapore Permanent Residents purchasing their second and subsequent residential property were raised by 5 per cent for all individuals and 10 per cent for entities. LTV limits were tightened by 5 per cent for all housing loans granted by financial institutions.

A mortgage broker is an independent real estate financing professional who specializes in the origination of residential and/or commercial mortgages. In essence, mortgage brokers know where the money is. Rather than lending their own funds, they lend money from other sources such as banks, finance institutions, and savings and loan associations.

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