At the end of the education rat race, all Singaporean parents hope that their child eventually does well enough to get into a good university and enrol in a course that ensures a decent future. To that end, parents are willing to fork out big money in tuition fees.
Sure, there are other options available, like having your child take out a bank loan to finance his own studies. Just as you need to plan way ahead when buying a home, you need to start early when saving money for your kid's education. Saving a small amount over a longer period of time is infinitely less stressful than trying to cough up the entire sum in a few years.
If your kid is going to uni just a few years from now, avoid paying off your home loan early if it means you'll have to borrow money to pay for his tertiary education. Home loan interest rates are much lower than education loan interest rates.
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