Want to lower your credit card debt? Try getting a credit card balance transfer. In a nutshell, a credit card balance transfer involves transferring your outstanding balance to a new credit card for a lower interest rate. You can either get a new card from the same bank or a different one.
It sounds simple, but it’s far more complicated. Don’t apply for a credit card balance transfer without knowing some specifics. Here are some things you need to get you started.
Source: Loan Digest (loandigest.net)
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