On the NAIA T3 incident: Who is liable when a parking lot catches fire?

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Naia Terminal 3 Fire Cause News

Naia Terminal 3 Fire Who Is At Fault,Naia Terminal 3 Fire Liability

More questions than answers

If you have even a passing interest in social media , you no doubt have seen videos floating around of the Ninoy Aquino International Airport Terminal 3 car park on fire. In an interview with the Philippine News Agency, Manila International Airport Authority acting general manager Eric Jose Ines claimed that the MIAA has no liability for the 19 torched vehicles because the parking area is leased to a private concessionaire.

We are thankful that nobody was injured in the fire, but that leaves about 19 families with property damage, so what can you do?Firstly, if you were involved, we pray that you have decent insurance coverage—not that crappy third-party liability insurance you see being hawked on stalls outside the Land Transportation Office branch nearest you, but proper, comprehensive insurance.

As a general rule, fires would generally be included in a comprehensive vehicle insurance policy, but again, this depends on your provider. What is important, however, is that you report this incident of loss to your provider in the contractually mandated period of time . You will have to go through the hassle of getting official police reports and other requirements, but we feel, given the value inherent in a car, that it would be worth the hassle of gathering up all these documents.

In other words, a plaintiff would have to prove the causal connection between damage and the fault or negligence in order to prove that the proximate cause of the damage was the fault or negligence of the defendant—and this is easier said than done.

Naia Terminal 3 Fire Who Is At Fault Naia Terminal 3 Fire Liability

 

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