Buying during lockdown: No to cash, yes to contactless payments

With families trapped inside their homes to comply with the enhanced community quarantine, and banks opening fewer branches and operating at fewer hours, access to paper money has been difficult. Clients who were used to making ATMs their personal wallet, meaning they withdraw small sums to cover what they need for a day or two, have learned to better plan their cash flow and whenever possible, tap electronic payments to cover their purchasing needs.

Meanwhile, a contactless payment requires that you link your bank account or credit card to a phone that can be tapped on a digital reader to trigger a payment. There are also contactless credit cards that use radio-frequency to enable secure payments, so you do not need to hand over your physical plastic when making purchases.

One more plus for PayPal is its Buyer Protection policy. If you bought an item overseas and it does not arrive, or it does but it is nothing like what was in the photo shown to you or as described, PayPal will refund you the full amount. You’ll find that not many credit cards offer this, nor online sellers so that’s another source of comfort for you.

To register for an account, download the App from your phone , or dial *143# from your mobile phone, or apply through Facebook Messenger. I actually downloaded the App because we have several Smart and PLDT accounts as a family and we earn rewards for each of those accounts. All these rewards points are automatically converted as PayMaya credits and redemption is easier with the App.

To use GrabPay, users can link their bank account, or top up with partner stores, or charge to their credit card . Even tips for drivers can be paid with GrabPay so no more passing germs with hard cash.

Yung contactless na yan andami cheche bureche. Dapat tap or scan then go. Andami pa iniinput ng cashier eh. Kaloka!

pano mag contactless eh hindi available 7eleven for cash in sa gcashofficial at tsaka ibang supermarket walang gcash qr code.

Contactless payments doesn't mean using crypto currencies like bitcoin. But this could be a good vehicle to blockchain and crypto mass adoption.

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