The committee, which comprises the National Insurance Commission and insurance operators, said it is a must for vehicle owners and others to have a motor insurance policy.
According to him, having motor insurance goes beyond being safe from road marshals, explaining that there are two kinds of motor insurance policies- Third Party and Comprehensive. “It protects road users from unexpected occurrences on the highway. Insurance covers when someone bashes your car or breaks into your car, as well as cases of accidental damage to third party property while driving.
“Comprehensive motor insurance on the other hand covers for loss or damage to the vehicle caused by fire or theft, damage to third party as well as personal injury or fatality resulting from accident. It also comes with perks, such as covering the cost of towing your vehicle, as well as a car tracker.
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