Shopping for your first car

Buying your first ever car is an exciting time, however it can also be a bit of a reality check as you consider elements such as securing a car loan, car insurance premiums, day-to-day running costs and overall vehicle maintenance.Do your sums first

Tot up what your car will cost you each month such as car insurance premiums, car loan repayments, tolls, parking and fuel. Next consider your other obligations such as car tax, NCT,When doing this, make sure you’ve shopped around for the most competitive motor insurance. Car Insurance for first time drivers can be considerable so this is vital.

Younger drivers who don’t yet have a credit score should talk to their bank or credit union about options for building up a credit score. Your parents may also be in a position to co-sign the loan which the car finance lenders can talk you through.

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