which is responsible for various State saving products.
Irish banks offer their saving customers among the lowest interest rates in Europe, whilst European rates can be multiples of those available to savers in Ireland. In response none of the banks made any commitment to increase interest rates, but instead pledged to keep them “under review”. A spokesman for AIB said the bank has taken a “very measured approach in an evolving interest rate environment”. He said the bank has not passed on all of the ECB rate increases to its mortgage customers, although the Irish banks were catching up with their European counterparts in that regard. “In the context of deposits, AIB insulated the vast majority of our deposit customers during a sustained period of European negative interest rates over eight years.
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