Seniors unclear on whether they can drop their private dental insurance for national plan

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Dental hygienist Rosemary Vaillant runs The Perfect Smile mobile dental clinic in Ottawa.

In May, eligible Canadians 65 and older can qualify for coverage under the $13 billion national dental care plan — if they don't already have any private dental insurance. That has some seniors wondering whether they can abandon their minimal retiree coverage or plans they've purchased themselves.Eligible seniors are now receiving letters inviting them to sign up for Canada's $13 billion national dental care plan — but there's a catch.

Starting in May, Canadian residents 65 and older in households that make under $90,000 annually will be able to get some or all of their routine dentistry paid for through the Canadian Dental Care Plan. Work likeCanada's new dental care plan could impact nearly 9 million Canadians — are you one of them?

"The rules seem to prejudice the guy that went and made the effort to try and buy his own insurance to save a bit of problems later on with his teeth," he said.CBC News has heard from many seniors wondering what would happen if they left their existing dental plans and sought to join the public one. "It really makes me think, what am I going to do? Four thousand dollars is a lot to be out of pocket," Carter said.

Source: Insurance Report (insurancereport.net)

 

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