Millennial Money is a weekly submission-based series that provides financial advice to millennials. Read theAt 30 years old, Liam admits he’s embarrassed to still be living at home with his parents.
While he believes he’s a late bloomer, he still doesn’t want to be a slacker, he says and pays his parents a bit in rent, as well as buys groceries on his employee deal to help out around the house. Liam’s main goal is to pay off this OSAP loan and figure out his future, knowing he won’t make much more in the minimum wage position he’s in at the supermarket.
I think plugging away at that student loan makes sense and then starting to build a savings account. This will be important to put himself in a position to move out and to help fund the costs for a potential return to school. I have to flag the $300 in monthly spending on video games. That represents 14% of Liam’s after-tax income. If he was debt-free and was not saving up for school and to move out, maybe it would not be as big a concern. But maybe this budget item can be a sacrifice to help Liam save to upgrade his skills and his job to achieve his long-term goals.While Liam thought he had been spending wisely, he realized by jotting down his week-to-week expenditures just how much he waw spending on video games.
Source: Loan Digest (loandigest.net)
Pay off his student loan as soon as possible. That's what I concentrated on when I came out of post secondary living at home. Sooner that debt is dead and gone better one will be financially standing. What is there aspirations in life to do? I cooked what I trained for.
He only owes $5,000.00 dollars in studebt debt? Fucking celebrate is what he should be doing
Kill himself
Play Lotto Max and carry a rabbit's foot.
The government is here to help.
At 30? Sounds like Liam needs to take some personal responsibility for the poor decisions he’s made! Perhaps move to a smaller city, purchase a cheaper price of real estate, build equity while working at a local grocery store for a few years then sell and enter his local market!
Deal drugs and launder money. Get connected to the Chinese triads. Trudeau ignores it.
Now these are life stories im here for to read about. Not those “my grandpa bought me a house and my mom paid my university tuition and then I worked as an unpaid intern while my uncle gave me $5000 a month to help out. Now I’m rich and own 23 houses”kinda stories were used too
Gamble
The very first thing he should do is get neutered.
He should probably get a better job
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