If you have $10,000 worth of savings, it's worth considering a high-yield savings account now. Here's why.
, so they can and will change over time. But if you move now, you can start earning today's high rate right away.Flexibility and ease of use are important in any economic environment but can be particularly beneficial in today's market. Fortunately, high-yield savings accounts offer this flexibility byjust like regular savings accounts do — just at that higher interest rate. Some lenders will even provide ATM cards so that you can access your account as you do your others.
This will allow you to make deposits and withdrawals with ease, all while growing your balance with an elevated interest rate in the interim.High-yield savings accounts may not have been the best move a few years ago, but they provide a great way to grow your money now. With interest rates near 5% currently, savers should act promptly to reap the immediate benefits, particularly when they know that the rate environment won't be as favorable for these accounts long-term.
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