Here’s everything you need to know before opening an account.
Rates for high-yield savings accounts remained high in November, with all of the leading offers from banks and credit unions now above 5.25% annual percentage yield, or APY.
10 of the best-paying high-yield savings account rates of November 2023 All of the accounts in this ranking are protected by either the Federal Deposit Insurance Corporation or National Credit Union Administration, unless otherwise noted. Because some financial institutions offer better rates than others, it’s critical to read all of the fine print before opening an account to learn about any potential restrictions or hurdles.
Only those who work for one of a dozen eligible employer groups based in either Maryland, Washington D.C., Virginia or New Jersey need apply, as per the credit union’s membership requirements. However, if you are not employed by one of the listed groups here, Andrews FCU states that you can also qualify through the American Consumer Council.
TAB Bank: 5.27% This is one of the least restrictive options for a high-yield savings account on the market today. That’s because you don’t need any money to open an account and just $0.01 to start earning a high 5.27% APY. There’s also no balance restrictions and no monthly maintenance fees, so feel free to add as much cash you want to this account and still earn an industry-leading savings rate.
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