States with medical marijuana programs have lower insurance premiums than those that don't, according to a new University of Iowa study examining insurance premiums.
States with medical marijuana programs have lower insurance premiums than those that don't, according to a new University of Iowa study examining insurance premiums.Cameron Ellis, a professor at the University of Iowa's College of Business, examined vehicle crash data between 2014 and 2019 by ZIP code.The drops were most pronounced in ZIP codes near dispensaries and in areas with high rates of drunk driving prior to marijuana legalization.
Drunk people may feel more emboldened to get behind the wheel. They're also likely at a bar or restaurant and need to get home. Meanwhile, cannabis users are likely getting high at home. They're also more likely to feel paranoid or anxious about driving due to cannabis' side effects, Ellis says.Stores in states that legalized marijuana saw a 12% drop in alcohol sales, according to a 2018
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