I just finished reading the best book about Social Security that I have ever read. In just under 100 pages, the author explains everything you’d probably ever need to know about our nation’s bedrock social insurance program.
If you are someone pushing retirement age who wants to know when and how to file for benefits, there is a chapter in the book for you. Or, if you are a woman who is wondering what benefits you might be due on a husband’s, or ex-husband’s, or deceased husband’s Social Security record, there is a chapter in the book for you. Or, if you are someone with a physical or mental impairment wondering if you might be eligible for disability benefits, there is a chapter in the book for you.
And here’s a message for those of you who have the 2021 edition: It’s almost exactly the same as the 2022 edition. Essentially all I did in the 2022 edition is update some numbers that change every year. For example, when I talk about the earnings penalty that applies to Social Security beneficiaries under their full retirement age who are still working, the 2021 edition says the earnings limit is $18,960 and the 2022 edition says the earnings limit is $19,560 .
Fact Sheet No. 2 is called “Myths and Facts about Social Security Financing.” There are just so darn many rumors and myths floating around on the internet about how Social Security works and is financed. This fact sheet tackles all those silly and misleading myths and sets the record straight. It also includes a section that discusses serious and workable proposals for Social Security reform.
Fact Sheet No. 6, called “Benefits for children,” explains benefits available for the children of retirees or for the children of people getting disability benefits. Survivor benefits for the children of a deceased parent are also discussed.
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