Social Security COLA 2023 benefits are rising 8.7% — here’s what that means for recipients

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Social Security COLA 2023 benefits are rising 8.7% — here’s what that means for recipients
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Social Security COLA 2023 benefits are getting an 8.7% bump – here’s what that means for recipients

The cost-of-living adjustment for 2023 will be 8.7%, according to the Social Security Administration — the largest increase for Social Security benefits in more than four decades.

Almost seven-in-10 retirees rely on Social Security as their primary retirement income source, according to a Transamerica Center for Retirement Studies report. “Real inflation is different for every consumer, in particular retirees. Energy prices have lead the way in the recent inflation jumps, as well as price jumps in food and other items due to supply chain shortages due to COVID shutdowns, and we expect those jumps may not persist,” said said Rob Williams, Managing Director of Financial Planning at Charles Schwab.

Another change will be an increase in the amount of maximum earnings subject to the Social Security tax. The amount will increase to $160,200 from $147,000.

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